Mortgage applications are designed for serious Borrowers to be completed with the aid of a loan officer or real estate professional. This program was designed to make it easy to apply for a home loan.
>>Click Here
Congratulations on your decision to purchase a home!
Buying your own home is the most satisfying purchase you will probably make in your life time. If this is your first home, we can assist you in understanding how it all works. If you are a season investor, we will make this a painless process.
Count on Tim Amsden and Schaefer Mortgage to:
- Guide you through the, often confusing, application process.
- Assist you in selecting the best loan to meet your personal short and long term goals. (This single decision can save you thousands of dollars throughout the years!)
- Keep you fully informed of your loan status throughout the entire process.
- Keep your Realtor informed of our loan progress (Note: your personal information is always Confidential between you and Schaefer Mortgage Corp.)
Count On Your Realtor To:
- Preview available homes to weed out those that are overpriced or undesirable some other way. - Present the homes that suit your needs as you've defined them.
- Help you determine the difference between a "good buy" and a property which because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell it in the future.
- Negotiate the best deal for you. With a Pre-Qualification letter in hand, your Realtor will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Sellers accepting your offer or someone else's, even if your offer is lower!
Count On Yourself To:
- Keep your Realtor informed of any questions or concerns as they develop. - Keep the process moving by providing documentation and decisions as soon as possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last minute details or events that require your attention.
- Enjoy purchasing your home, but do remain objective throughout to make the business decisions that are best for you.
- Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.